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Central Government Schemes and State Government Schemes

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It outlines various central and state government schemes in India aimed at addressing diverse socio-economic issues. Central schemes include initiatives for river conservation, financial inclusion, housing, skill development, and health coverage, while state schemes focus on education, unemployment support, agricultural aid, and healthcare. Notable programs include the Namami Gange Scheme for rejuvenating rivers, Pradhan Mantri Jan-Dhan Yojana for financial inclusion, and various employment and educational initiatives across states. Each scheme is endorsed by specific ministries, targeting enhancements in public welfare, agricultural productivity, women’s empowerment, and overall economic growth.
Central Government Schemes

Scheme NameLaunch DateMinistry/AgencyObjectiveKey Details/Benefits
Namami Gange Scheme10 Jul 2014Ministry of Jal ShaktiProtection and purification of river GangaConservation and rejuvenation of the Ganga river ecosystem.
Pradhan Mantri Jan-Dhan Yojana28 Aug 2014Ministry of FinanceOne bank account per householdAccident insurance of Rs. 2 lakh, financial inclusion.
Make in India25 Sep 2014Ministry of Commerce and IndustryPromote manufacturing in IndiaBoost industrial growth and job creation.
Swachh Bharat Mission2 Oct 2014Ministry of Jal Shakti, Ministry of Housing and Urban AffairsCleanliness and sanitation across IndiaImproved hygiene, waste management, and public health.
Mission Indradhanush25 Dec 2014Ministry of Health and Family WelfareVaccination for 7 diseasesCovers Diphtheria, Whooping Cough, Tetanus, Polio, TB, Measles, Hepatitis B.
Beti Bachao, Beti Padhao Yojana22 Jan 2015Ministry of Women and Child DevelopmentPromote gender equality, improve sex ratioAwareness and incentives for girls’ education and safety.
Pradhan Mantri MUDRA Yojana8 Apr 2015Ministry of FinanceFinancial assistance for micro-enterprisesLoans: Shishu (up to Rs. 50,000), Kishor (up to Rs. 5 lakh), Tarun (up to Rs. 10 lakh).
Pradhan Mantri Suraksha Bima Yojana9 May 2015Ministry of FinanceAffordable accident insuranceRs. 2 lakh coverage for accidental death/disability.
Atal Pension Yojana9 May 2015Ministry of FinancePension for 18-40 age groupPension of Rs. 1,000-5,000 based on contributions.
Pradhan Mantri Awas Yojana25 Jun 2015Ministry of Housing and Urban Affairs, Ministry of Rural DevelopmentBuild 2 crore houses by 2022Affordable housing for urban and rural poor.
Smart City Mission25 Jun 2015Ministry of Housing and Urban AffairsDevelop smart urban infrastructureSustainable and citizen-friendly cities.
Digital India Mission1 Jul 2015Ministry of Electronics and Information TechnologyDigitize government servicesElectronic access to public services.
Pradhan Mantri Krishi Sinchayee Yojana1 Jul 2015Ministry of Agriculture and Farmers WelfareProvide water for agricultureIrrigation support for farmers.
Skill India Mission15 Jul 2015Ministry of Skill Development and EntrepreneurshipEnhance employability through skill developmentTraining programs for youth.
Deendayal Upadhyaya Gram Jyoti Yojana25 Jul 2015Ministry of PowerElectrify all villagesImproved power distribution and monitoring.
Sagarmala Project31 Jul 2015Ministry of Ports, Shipping, and WaterwaysDevelop ports and connectivityEnhanced port infrastructure and logistics.
Bharatmala Project31 Jul 2015Ministry of Road Transport and HighwaysImprove road connectivityNational highway development.
One Rank-One Pension Yojana7 Nov 2015Ministry of DefenceUniform pension for armed forcesEqual pension for same rank and service duration.
Pradhan Mantri Fasal Bima Yojana13 Jan 2016Ministry of Agriculture and Farmers WelfareCrop insurance for farmersFinancial support against crop losses.
Start-up India16 Jan 2016Department for Promotion of Industry and Internal Trade, Ministry of Commerce and IndustryPromote entrepreneurshipSupport for startups via funding and tax benefits.
Shyama Prasad Mukherjee Rurban Mission22 Feb 2016Ministry of Rural DevelopmentCluster-based village developmentRural infrastructure and economic growth.
Setu Bharatam Yojana4 Mar 2016Ministry of Road Transport and HighwaysMake highways railway-crossing freeConstruction of over/under bridges.
Stand Up India5 Apr 2016Ministry of Finance, Ministry of Social Justice and EmpowermentLoans for SC/ST and women entrepreneursLoans from Rs. 10 lakh to Rs. 1 crore.
Pradhan Mantri Ujjwala Yojana1 May 2016Ministry of Petroleum and Natural GasFree LPG connections for BPL familiesClean cooking fuel access.
Rashtriya Vayoshri Yojana1 Apr 2017Ministry of Social Justice and EmpowermentAssistive devices for senior citizensSupport for mobility and health.
UDAN Scheme27 Apr 2017Ministry of Civil AviationAffordable air travel (Ude Desh ka Aam Naagrik)Cheap flights for common citizens.
Pradhan Mantri Vaya Vandana Yojana4 May 2017Ministry of FinancePension for senior citizens (60+ years)8% guaranteed return for 10 years.
DIKSHA Portal5 Sep 2017Ministry of EducationTeacher training and empowermentDigital platform for education resources.
Pradhan Mantri Sahaj Bijli Har Ghar Yojana (Saubhagya)25 Sep 2017Ministry of PowerHousehold electrificationFree electricity connections for all.
Deen Dayal Upadhyay SPARSH Yojana3 Nov 2017Ministry of CommunicationsPromote stamp collection among studentsRs. 6,000 scholarship for 6th-9th graders.
Bharatnet Yojana13 Nov 2017Ministry of Electronics and Information TechnologyBroadband connectivity in rural areasHigh-speed internet access.
Khelo India School Games31 Jan 2018Ministry of Youth Affairs and SportsPromote sports among youthTalent identification and training.
PM Jan Arogya Yojana (Ayushman Bharat)23 Sep 2018Ministry of Health and Family WelfareFree health coverage up to Rs. 5 lakhCashless treatment for eligible families.
PM-Kisan Samman Nidhi Scheme1 Feb 2019Ministry of Agriculture and Farmers WelfareIncome support for farmersRs. 6,000/year in three Rs. 2,000 installments.
Prime Minister Shram Yogi Maandhan Yojana15 Feb 2019Ministry of Labour and EmploymentPension for unorganized sector workersRs. 3,000/month pension for 18-40-year-olds.
Jal Jeevan Mission Scheme15 Aug 2019Ministry of Jal ShaktiPiped water supply to householdsSafe drinking water access by 2024.
Fit India Movement29 Aug 2019Ministry of Youth Affairs and SportsPromote fitness and healthNationwide awareness campaign.
Pradhan Mantri Kisan Maandhan Yojana12 Sep 2019Ministry of Agriculture and Farmers WelfarePension for farmersRs. 3,000/month for farmers aged 18-40 with ≤2 hectares land.
Atal Bhujal Yojana25 Dec 2019Ministry of Jal ShaktiGroundwater managementSustainable water resource use.
Pradhan Mantri Garib Kalyan Yojana25 Mar 2020Multiple MinistriesSupport for poor during crisesFood and financial assistance.
Swamitva Yojana24 Apr 2020Ministry of Panchayati RajProperty cards for rural householdsLand ownership clarity.
Atma Nirbhar Bharat Yojana12 May 2020Multiple MinistriesSelf-reliant IndiaEconomic stimulus and reforms.
One Nation, One Ration Card Yojana1 Jun 2020Ministry of Consumer Affairs, Food and Public DistributionNationwide ration card portabilityFood security for migrants.
PM Svanidhi Yojana1 Jun 2020Ministry of Housing and Urban AffairsLoans for street vendorsUp to Rs. 10,000 collateral-free loans.
New Education Policy 202030 Jul 2020Ministry of EducationTransform education systemHolistic and flexible learning framework.
Pradhan Mantri Matsya Sampada Yojana10 Sep 2020Ministry of Fisheries, Animal Husbandry and DairyingFisheries sector developmentBoost fish production and exports.
KAPILA Kalam Programme15 Oct 2020Ministry of EducationIntellectual property awarenessPatent support for students.
Ayushman Sahakar Yojana19 Oct 2020Ministry of Agriculture and Farmers WelfareHealthcare cooperativesStrengthen rural healthcare infrastructure.
Atmanirbhar Bharat Rojgar Yojana12 Nov 2020Ministry of Labour and EmploymentJob creationIncentives for employers to hire.
Pradhan Mantri Jeevan Jyoti Bima Yojana24 Nov 2020Ministry of FinanceLife insurance for 18-50-year-oldsRs. 2 lakh coverage at low premium.
PM-WANI Yojana9 Dec 2020Ministry of CommunicationsPublic Wi-Fi accessAffordable internet connectivity.
Pradhan Mantri Kaushal Vikas Yojana 3.015 Jan 2021Ministry of Skill Development and EntrepreneurshipSkill developmentTraining for employability.
Gram Ujala Yojana19 Mar 2024Ministry of PowerAffordable LED bulbs in rural areasEnergy-efficient lighting.
Jal Shakti Abhiyan: Catch the Rain22 Mar 2021Ministry of Jal ShaktiWater conservationRainwater harvesting promotion.
PM-Yuva Yojana29 May 2021Ministry of EducationSupport for young authorsMentorship and publishing opportunities.
SEGE Program4 Jun 2021Ministry of Social Justice and EmpowermentSocio-economic empowermentTargeted community development.
Surakshit Hum Surakshit Tum Abhiyaan8 Jun 2021Ministry of Health and Family WelfareCOVID-19 reliefCommunity support during pandemic.
Jaan Hai To Jahan Hai Campaign21 Jun 2021Ministry of Health and Family WelfareCOVID-19 vaccination awarenessPromote vaccine uptake.
NIPUN India Program3 Jul 2021Ministry of EducationFoundational literacy and numeracyEducation for children by Grade 3.
Pradhan Mantri Ujjwala Yojana 2.010 Aug 2021Ministry of Petroleum and Natural GasFree LPG connectionsExpanded coverage for BPL families.
Ayushman Bharat Digital Mission27 Sep 2021Ministry of Health and Family WelfareDigital health ecosystemUnified health records.
Swachh Bharat Mission Urban 2.01 Oct 2021Ministry of Housing and Urban AffairsUrban cleanlinessWaste management and sanitation.
AMRUT 2.01 Oct 2021Ministry of Housing and Urban AffairsUrban water supply and rejuvenationImproved urban infrastructure.
PM Mitra Scheme6 Oct 2021Ministry of TextilesTextile parks developmentBoost textile industry.
Pradhan Mantri Gatishakti Yojana13 Oct 2021Multiple MinistriesInfrastructure connectivityIntegrated planning for projects.
AVSAR Scheme8 Apr 2022Ministry of Civil AviationAirport retail opportunitiesJobs for local artisans.
Swanidhi Se Samridhi Yojana12 Apr 2022Ministry of Housing and Urban AffairsSupport for street vendors’ familiesSocial security benefits.
SHRESHTA Yojana3 Jun 2022Ministry of Social Justice and EmpowermentEducation for SC studentsResidential schooling support.
Agneepath Yojana14 Jun 2022Ministry of DefenceShort-term military recruitment4-year service, Rs. 11.71 lakh package, 25% permanent selection.
Pradhan Mantri Adi Adarsh Gram Yojana14 Jun 2022Ministry of Tribal AffairsTribal village developmentHolistic growth for tribal communities.
PM SHRI Yojana5 Sep 2022Ministry of EducationUpgrade schools to model institutionsQuality education infrastructure.
Yuva 2.02 Oct 2022Ministry of EducationSupport young authorsMentorship for writing skills.
Tele-MANAS10 Oct 2022Ministry of Health and Family WelfareMental health support24/7 tele-counseling services.
Mission LiFE20 Oct 2022Ministry of Environment, Forest and Climate ChangeSustainable lifestyle promotionEnvironmental awareness campaign.
Digital Shakti 4.016 Nov 2022Ministry of Electronics and Information TechnologyCybersecurity awarenessEmpower women and youth.
Amrit Bharat Station Scheme27 Dec 2022Ministry of RailwaysModernize railway stationsImproved passenger amenities.
Pradhan Mantri Garib Kalyan Anna Yojana11 Jan 2023Ministry of Consumer Affairs, Food and Public DistributionFree food grains for poorFood security during crises.
Arogya Maitri Project13 Jan 2023Ministry of Health and Family WelfareMobile hospitals for disaster areasRapid healthcare deployment.
Jal Jan Abhiyan16 Feb 2023Ministry of Jal ShaktiWater conservationCommunity-driven water management.
75/25 Initiative17 May 2023Ministry of Health and Family WelfareHealth coverage for 75% populationTargeted healthcare access.
Amrit Dharohar Yojana5 Jun 2023Ministry of Environment, Forest and Climate ChangeWetland conservationBiodiversity protection.
Vivad Se Vishwas 2.02 Aug 2023Ministry of FinanceTax dispute resolutionSimplified tax settlements.
My Bill My Rights Scheme1 Sep 2023Ministry of Consumer Affairs, Food and Public DistributionConsumer awareness on billingTransparent billing practices.
PM Vishwakarma Yojana17 Sep 2023Ministry of Micro, Small and Medium EnterprisesSupport for traditional artisansLoans up to Rs. 3 lakh, Rs. 13,000 crore budget.
PM Janman Yojana15 Nov 2023Ministry of Tribal AffairsSocio-economic upliftment of tribal groupsRs. 24,104 crore for 2023-26, 11 key tasks.
PM Suryodaya Yojana22 Jan 2023Ministry of New and Renewable EnergySolar panels on 100 million homesUp to 300 units free electricity, Rs. 78,000 subsidy.
PM Surya Ghar: Muft Bijli Yojana13 Feb 2024Ministry of New and Renewable EnergyRooftop solar for 1 crore homesFree electricity up to 300 units/month.
NPS Vatsalya Yojana18 Sep 2024Ministry of FinancePension for minorsLong-term savings for children.
Pradhan Mantri Internship Scheme3 Oct 2024Ministry of Corporate AffairsInternship opportunities for youthSkill development and job exposure.
Pradhan Mantri Vidya Lakshmi Yojana6 Nov 2024Ministry of EducationEducation loans for studentsFinancial support for higher education.

State Government Schemes

StateScheme NameObjectiveKey Details/Benefits
Uttar PradeshAbhyudaya ProgramFree coaching for competitive examsSupport for students preparing for exams, free tablets provided Times of India .
Kisan Kalyan MissionDouble farmers’ income by 2022Financial and technical support for farmers.
UP Matrubhumi YojanaFund 50% of development worksPublic-private partnership for infrastructure.
Bal Shramik Vidya YojanaEducation for child laborers (8-18 years)Schooling for orphans and laborers’ children.
Madhya PradeshMukhyamantri Covid-19 Bal Seva YojanaSupport for children orphaned by COVIDRs. 5,000/month financial assistance.
Devaranya SchemePromote Ayurvedic medicines and employmentLink traditional medicine with jobs.
Launch Pad SchemePlatform for youth self-relianceSupport for 18-year-olds to start businesses.
Ladli Lakshmi YojanaSupport girls’ higher educationRs. 20,000 for college/university admission.
Jansunwai Yojana 2021Direct complaints to Chief MinisterOnline grievance redressal platform.
CM Kisan Kalyan YojanaAdditional aid for PM-Kisan beneficiariesRs. 4,000 extra financial support.
Rozgar Setu SchemeEmployment for migrant workersJobs facilitated by Umaria district police.
Ankur YojanaHonor citizens for planting treesMonsoon tree-planting incentives.
ChhattisgarhBajra MissionFair prices for small grain cropsSupport for farmers’ income.
Rajiv Gandhi Gramin Bhumihin Majdur Nyay YojanaAid for landless agricultural laborersRs. 6,000/year for 12 lakh laborers.
Garbage Cafe SchemeFood in exchange for plasticPlastic waste management by Ambikapur Municipal Corporation.
Rajiv Gandhi Kisan Nyay YojanaSupport for paddy farmersRs. 1,500/installment for paddy crops.
Godhan-Nyay YojanaProtect animals, boost livestock farmersIncome and employment through animal husbandry.
West BengalPathashree AbhiyanRepair rural roads10 campaigns for road infrastructure.
Krishak Bandhu YojnaFinancial aid for farmersRs. 5,000/acre annually in two installments.
Yuvashree Arpan YojanaEmployment for 50,000 youthJob opportunities for young people.
Matir Smristi YojanaIncome through horticulture/fisheriesLocal employment in rural sectors.
Chokher Alo SchemeFree eye treatment for seniorsSpectacles and medical care for elderly.
Maa Ki Rasoi YojanaAffordable food for poorMeals at Rs. 5 for destitute.
OdishaGopabandhu Sambadika Swasthya YojanaAid for journalists’ familiesFinancial support for COVID-19 deaths.
Bindu Sagar Safai YojanaClean Bindu Sagar LakeEnvironmental conservation in Bhubaneshwar.
Ashirvad YojanaSupport for COVID orphansEducation, health, and maintenance aid.
KarnatakaArundhati and Maitri YojanaAid for Brahmin bridesFinancial assistance for marriage.
Arthika Spandana SchemeLoans during COVID/floodsFinancial support for affected communities.
Nekkar Samman YojanaSupport for weaversAid for cotton, silk, woolen weavers.
KeralaNamath Basai ProgramOnline education for tribal childrenDigital learning access at home.
One School, One IAS SchemeFree coaching for CBSE examsSupport for poor meritorious students.
GujaratVatan Prem YojanaDevelopment projects by Gujaratis60% funding for chosen projects.
Mukhyamantri Bal Seva YojanaSupport for COVID orphansRs. 4,000/month until age 18.
JharkhandMukhyamantri Sukanya YojanaEnd child marriage, empower womenPromote gender equality.
Sujalam Sufalam YojanaRenovate 5,000 ponds/reservoirsWater storage for agriculture.
CM Krishi Ashirvad YojanaFinancial aid for farmersRs. 5,000-25,000 for 1-5 acres land.
Kisan Fasal Rahat YojanaCrop loss insuranceSecurity against natural calamities.
Andhra PradeshJagannan Chedodu SchemeAid for tailors, barbers, washermenFinancial support during COVID.
SALT ProgramStrengthen schools, train teachersSkill development for educators.
STREE SchemeEmpower women against domestic violenceSupport by Hyderabad Police.
Tamil NaduSmart Black Board SchemeBetter learning in 80,000 schoolsImproved classroom technology.
Arunachal PradeshAtmanirbhar Krishi YojanaPromote agriculture/horticultureRs. 60 crore for sectoral growth.
TelanganaRyuthu Bandhu SchemeFinancial aid for farmersRs. 8,000/acre for Kharif/Rabi crops.
Akash Se Dawa PariyojanaMedicine delivery via dronesHealthcare access in remote areas.
RajasthanCM Anupriti Coaching YojanaEducation for SC/ST and backward classesFree coaching for competitive exams.
Mukhyamantri Kisan Mitra YojanaElectricity bill subsidy for farmersRs. 1,000/month grant.
MaharashtraMission VatsalyaSupport for women widowed by COVID18 benefits and schemes.
Mission Oxygen Self Reliance SchemeBoost oxygen productionSupport for oxygen industries.
HaryanaSanjeevani ProjectHome treatment for COVID patientsHealthcare support during pandemic.
Gobardhan YojanaSell organic manure/cow urineSupport for farmers’ income.
Pranavayu Devta Pension SchemeMaintain old treesRs. 2,500/month to Panchayats for trees >75 years.
DelhiMukhyamantri Covid-19 Pariwar Aarthik Sahayata YojanaAid for families of COVID victimsRs. 50,000 one-time assistance.
UttarakhandCM Vatsalya YojanaEducation for COVID orphansSupport until age 21.
Atal Ayushman YojanaFree medical treatmentHealthcare for all state residents.
Mission HauslaOxygen/ventilator support for COVIDPolice-led healthcare aid.
Jammu & KashmirAwaam ki Baat Radio ProgrammePromote government initiativesPublic awareness of welfare schemes.
Himachal PradeshAYUSH Ghar Dwar ProgramYoga for home-isolated COVID patientsHealth support during pandemic.
Parvat Dhara YojanaRejuvenate water bodiesIrrigation and water conservation.
LadakhYoun Tab YojanaTablets for students (6th-12th)12,300 students to receive tablets.
SikkimOne Family, One JobJob for every familyGovernment employment opportunities.
AssamMukhyamantri Covid-19 Vidhwa Sahayata YojanaAid for widows of COVID victimsRs. 2.5 lakh for families with income <5 lakh.
Mukhyamantri Shishu Seva YojnaSupport for COVID orphansRs. 3,500/month financial assistance.
BiharCM Mahila Udyami YojanaEmployment for womenRs. 10 lakh to start businesses.
Jal Jeevan Hariyali AbhiyanSave water and greeneryCombat climate change.
CM Vridhjan Pension YojanaPension for 60-79-year-oldsRs. 400/month pension.
PunjabMera Kam Mera Man YojanaEmployment for youthTraining for unemployed youth.
Har Ghar Pani Har Ghar SafaiPotable water for rural households100% water supply by 2022.

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