RBI Grade B Year-wise Cutoffs (2018–2025)

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RBI Grade B Year-wise Cutoffs (2018–2025) | Complete Analysis – CrackTarget
Updated: June 2026 • 2025 Data Included

RBI Grade B
Year-wise Cutoffs
(2018–2025)

Complete category-wise analysis of Phase 1, Phase 2 & Final cutoffs. Includes 2025 sectional cutoffs, safe targets for 2026, and an interactive score checker.

Important Disclaimer: These cut-off marks are compiled from official RBI notifications, scorecards, and verified sources (RBI.org.in). Cut-offs depend on vacancies, exam difficulty, candidate performance, and normalization. Always verify with your official RBI scorecard and rbi.org.in. CrackTarget is an independent educational platform and is not affiliated with the Reserve Bank of India. No data is guaranteed 100% accurate without cross-verification.
PHASE 1 LOWEST (RECENT)
54.25
2023 • General
PHASE 1 2025
77.50
General • Out of 200
PHASE 2 2025
171.50
General • Out of 300
FINAL 2025
230.75
General • Out of 375

RBI Grade B Exam Structure

Phase 1 (Prelims)
Objective • 200 Marks
General Awareness 80
Reasoning 60
English Language 30
Quantitative Aptitude 30
Both sectional and overall cutoffs apply.
Phase 2 (Mains)
Descriptive + Objective • 300 Marks
Paper I: Economic & Social Issues (ESI)
Paper II: English (Writing Skills)
Paper III: Finance & Management (FM)
Mostly overall aggregate cutoff. No sectional in recent years.
Final Selection
Phase 2 + Interview • 375 Marks
Phase 2 marks (300) + Interview (75 marks).
Final merit list prepared on aggregate.
Interview performance can swing final selection significantly.

1. Phase 1 (Prelims) Overall Cutoff

Out of 200 Marks • Category-wise

Year General/UR EWS OBC SC ST PwBD
2025 77.50 64.75 69.00 65.00 64.75 A:17.50 • B:63.50
C:63.50 • D:22.50
2024 67.25 67.25 65.00 58.00 54.00 53.25
2023 54.25 54.25 54.25 52.75 44.75 40.25
2022 63.75 63.75 60.25 55.25 50.75 49.75
2021 66.75 66.75 63.75 53.50 52.75 52.75
2020 No recruitment notification released (COVID-19 pandemic)
2019 122.00 122.00 115.50 108.00 108.00 108.00
2018 105.75 — 95.75 91.75 91.75 91.75

Note: EWS category introduced in 2019. PwBD cutoffs vary by disability type (A=Blindness/Low Vision, B=Hearing Impaired, etc.). Check official scorecard for your sub-category.

2025 Phase 1 Sectional Cutoffs Most Recent

Section (Max Marks) General/UR EWS OBC SC ST PwBD-A PwBD-B PwBD-C PwBD-D
General Awareness (80) 24.00 16.00 20.00 16.00 16.00 — 3.00 16.00 3.00
Reasoning (60) 18.00 12.00 15.00 12.00 12.00 — 2.25 12.00 2.25
English Language (30) 9.00 6.00 7.50 6.00 6.00 — 1.00 6.00 1.00
Quantitative Aptitude (30) 9.00 6.00 7.50 6.00 6.00 — 1.00 6.00 1.00
TOTAL (200) 77.50 64.75 69.00 65.00 64.75 — 17.50 63.50 22.50

Sectional cutoffs are generally 25-30% of sectional maximum in recent years. 2025 saw relatively higher sectional requirements in GA & Reasoning for General category.

2. Phase 2 (Mains) Aggregate Cutoff

Out of 300 Marks • Overall cutoff (no sectional in recent years)

Year General/UR EWS OBC SC ST PwBD Notes
2025 171.50 163.75 164.25 157.75 155.50 Varies (A:113, B:171.5, C:122.5)
2024 173.50 173.50 169.00 165.00 161.50 152.50
2023 169.00 169.00 169.00 156.50 148.50 148.00
2022 171.25 171.25 167.00 150.50 150.25 150.25
2021 187.75 187.75 167.50 166.75 166.75 Varies by disability type
2019 193.25 193.25 188.00 172.25 172.25 172.25 (HI/LD/MD) • 176.75 (VI)
2018 201.25 — 186.25 180.25 180.25 180.25

3. Final Cutoff (Phase 2 + Interview)

Aggregate out of 375 Marks (Phase 2: 300 + Interview: 75)

2025 FINAL
230.75
General / UR
Latest
199.75
EWS
218.00
OBC
216.00
SC
210.50
ST
—
PwBD
Note: EWS final cutoff was unusually lower than OBC/SC/ST in 2025.
Other Recent Years (General/UR)
2024 Final ~226.75 – 230
2023 Final ~229
2022 Final ~234.5
2021 Final ~252.25
Final cutoffs are typically 50–65+ marks above Phase 2 cutoff due to interview performance. Good interview can significantly improve your chances.

Key Observations & Trends

Sharp Drop Post-2019: Cutoffs fell dramatically after 2019 due to change in exam pattern and increased difficulty (especially GA and current affairs focus).
2023 Lowest in Recent Years: General cutoff touched just 54.25 in Phase 1 — one of the lowest in the last decade.
2025 Rebound: Phase 1 General cutoff rose to 77.50. Phase 2 remained stable around 171-173.
EWS vs General: In several years EWS and General cutoffs were identical in Phase 1. However, in 2025 Final, EWS was significantly lower (199.75 vs 230.75).
PwBD: Cutoffs for Persons with Benchmark Disabilities vary widely by sub-category. Always check your specific PwBD type in the official scorecard.
Safe Buffer: Aim 8–15 marks above the previous year’s cutoff for your category to stay safe, especially in Phase 1.

Safe Target Scores for 2026 Aspirants

Recommended scores with buffer for General category (adjust +5–8 marks for safety in your category)

PHASE 1 TARGET
85–95
+ Clear all sectionals comfortably
Pro Tip: Focus heavily on GA (current affairs + RBI reports) and Reasoning. 2025 sectional GA was 24 for General.
PHASE 2 TARGET
180–190
Strong ESI + FM performance
Pro Tip: ESI and Finance & Management carry high weightage. Practice answer writing for English paper.
FINAL TARGET
240+
Good interview performance
Pro Tip: Interview can add or deduct 30–50+ marks. Prepare current banking & economic issues thoroughly.

Interactive Cutoff Checker

See instantly which past years you would have cleared

Enter your score and click CHECK NOW
to see clearance status across years.

This tool uses the actual historical cutoffs. PwBD and 2020 data excluded for simplicity.

How to Use This Data for Preparation

  • Target Setting: Use the safe score cards above as your minimum benchmark. Add 10% buffer.
  • Sectional Strategy: In Phase 1, never ignore any section. 2025 showed high sectional requirements in GA.
  • Category Advantage: Reserved category candidates should still target General-level scores for better rank and safety.
  • Interview Focus: Even if you clear Phase 2 comfortably, prepare rigorously for the interview round.

Frequently Asked Questions

When will RBI Grade B 2026 notification be released?

RBI usually releases the notification between May–July. Keep checking rbi.org.in and our Telegram channel for updates.

Is there sectional cutoff in Phase 2?

In recent years (2021 onwards), RBI has mostly applied only overall aggregate cutoff for Phase 2. However, always confirm from the official notification.

How important is the interview in final selection?

Very important. Many candidates with average Phase 2 scores have been selected due to excellent interview performance (and vice versa).

© 2026 CrackTarget.com — Built for serious aspirants.
Data compiled for educational purposes only. Verify on official RBI sources.

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