RBI Grade B 2026 Preparation Home

RBI Grade B 2026 Preparation | Complete Guide – CrackTarget
RBI GRADE B 2026
OFFICIAL RESOURCES

RBI Grade B 2026
Preparation Hub

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The definitive resource trusted by serious aspirants across India.

60 Vacancies
Phase 1 Completed • Phase 2: 25 July
77.50 Phase 1 Cut-off (UR)
PHASE 1 CUT-OFF 2025
77.50
UR CATEGORY
TYPICAL FINAL SCORE
~230
GENERAL CATEGORY
PHASE 2 DATE
25 JUL
2026
VACANCIES
60
GENERAL + OTHERS
OFFICIAL TIMELINE

Important Dates 2026

Event Date & Time Status
Notification Released 29 April 2026 COMPLETED
Online Application Closed 20 May 2026 (6:00 PM) COMPLETED
Phase 1 Exam (General) 13 June 2026 COMPLETED
Phase 2 Exam (General) 25 July 2026 UPCOMING
Admit Card To be announced TBA

Always verify the latest updates directly on rbi.org.in

EXAM STRUCTURE

Exam Pattern

Phase 1 is qualifying in nature. Phase 2 + Interview decide the final merit.

PHASE 1 (PRELIMS)
Qualifying
Section Qs Marks Time
General Awareness808025 min
Reasoning Ability606045 min
Quantitative Aptitude303025 min
English Language303025 min
TOTAL 200 200 120 min
Sectional timing is strictly enforced
Negative marking: ¼ mark per wrong answer
General Awareness carries ~40% weightage
PHASE 2 (MAINS)
Merit-based
Paper Composition Marks Duration
Paper I — ESI 30 Obj + 6 Descriptive (attempt 4) 100 90 min
Paper II — English 3 Descriptive Questions 100 90 min
Paper III — FM 30 Obj + 6 Descriptive (attempt 4) 100 90 min

Phase 2 is completely merit-based.

Therefore, both objective accuracy and descriptive writing quality matter significantly for final selection.

Personality Test / Interview 75 MARKS

Tests depth of knowledge in economics, finance, banking, current affairs & suitability for RBI.

Clear conceptual understanding is essential. In addition, you must present balanced and well-expressed opinions.
PREVIOUS YEAR TRENDS

Previous Year Cut-Offs (2025)

Phase 1 Cut-Off 2025 (Official)

Category UR EWS OBC SC ST
Aggregate (/200) 77.50 64.75 69.00 65.00 64.75

Phase 2 & Final Selection Trend

Category Phase 2 (Recent) Final (2024)
General (UR)~171.5 / 300226.75 / 375
OBC~164 / 300218.00 / 375
SC / ST~156–161 / 300~210–214 / 375
Cut-offs vary every year. Therefore, these figures serve only as a reference point. View complete year-wise cut-offs (2018–2025) →
ACTIONABLE PLAN

Smart Preparation Strategy

Focused approach for the remaining time. Quality over quantity.

PHASE 1 • FOCUS AREAS
General Awareness (80 marks)

Focus on the RBI Annual Report, latest Monetary Policy, Budget 2025-26 highlights, key economic indicators, major schemes, and at least 6 months of current affairs.

Reasoning (60 marks)

Practice 4–5 puzzle and seating arrangement sets every day. In addition, work on syllogism and input-output questions under strict timed conditions.

Quant + English

Concentrate on Data Interpretation along with arithmetic speed. Moreover, revise Reading Comprehension, cloze tests, and error spotting rules regularly.

PHASE 2 + INTERVIEW • KEY AREAS
ESI – Key Areas

Indian Economy structure, poverty & unemployment data, social sector schemes, globalization impact, RBI/IMF/World Bank reports, and sustainable development.

FM – Key Areas

Financial markets, RBI tools & functions, banking reforms, risk management, corporate governance, and leadership & motivation theories.

Daily habit: Read one editorial + RBI Bulletin summary. This simple routine improves both knowledge and analytical writing skills.
Practice with RBI Mains Mocks
BY CRACKTARGET

Free & Premium Resources

Daily Current Affairs

RBI-centric daily updates, economic data, schemes & reports for GA section.

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PYQs with Solutions

Previous year questions + detailed explanations for both phases. Best pattern understanding tool.

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Mock Tests PREMIUM

High-quality full-length mocks with performance analytics and ranking. Simulate the real exam.

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ESI & FM Notes

Concise, updated, exam-oriented notes with current examples and data points.

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Telegram Community

Daily quizzes, doubt sessions, peer support & important alerts from fellow aspirants.

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CLARITY

Frequently Asked Questions

What is the age and educational eligibility for RBI Grade B 2026?

Age 21–30 years as on 01 April 2026 (relaxations apply). Minimum 60% marks in Graduation (50% for reserved categories). Detailed criteria are available in the official notification for General, DEPR and DSIM streams.

Is Phase 1 qualifying or does it count towards final merit?

Phase 1 is qualifying in nature. You must clear sectional + aggregate cut-offs to reach Phase 2. Marks scored in Phase 1 are not added to the final selection merit list.

How important is descriptive writing in Phase 2?

It is very important. Good descriptive answers that are well-structured, data-backed, and balanced can significantly boost your Phase 2 score and improve your final selection chances. Therefore, practice writing clear answers regularly.

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